Navajo County Homes under $400,000

Welcome to Navajo County, Arizona, a hidden gem nestled in the heart of the picturesque White Mountains. Known for its stunning landscapes, rich cultural heritage, and outdoor recreational opportunities, this county is a perfect blend of natural beauty and community spirit. With its diverse terrain, residents can enjoy everything from hiking and fishing to skiing and camping, making it an ideal location for nature lovers and adventure seekers alike.

Navajo County boasts a charming mix of small towns and rural communities, each with its unique character and charm. Whether you’re drawn to the historic streets of Holbrook, the vibrant arts scene in Show Low, or the serene beauty of Pinetop-Lakeside, you’ll find a welcoming atmosphere and a strong sense of community throughout the county.

For those looking to invest in a home without breaking the bank, Navajo County offers an impressive selection of properties under $400,000. Here, you can discover cozy cabins, modern family homes, and inviting townhouses, all surrounded by the breathtaking natural beauty that Arizona is known for. With affordable housing options, this area is perfect for first-time homebuyers, families, or those seeking a tranquil retreat from the hustle and bustle of city life.

Imagine waking up to stunning mountain views and enjoying the crisp, fresh air right from your doorstep. Whether you’re looking for a year-round residence or a seasonal getaway, Navajo County has something for everyone. Explore the possibilities and find your dream home in this enchanting corner of Arizona today!

Newest Navajo County Homes under $400,000

$215,000

2 Beds ⋅ 2 Baths ⋅ 7092410 MLS

Turnkey 2025 Cavco home on a 0.28-acre lot in Silver Lake Estates, just minutes from Show Low. This 2 bed, 2 bath split floor plan comes furnished and move-in ready, with laminate and carpet flooring, a kitchen with gas range, dishwasher, microwave and refrigerator, and a washer and dryer included. Enjoy the mountain air from the covered deck and the front and rear porches, with a chain-link fenced yard. Set on an engineered stemwall foundation with a recorded Affidavit of Affixture and a 2026 Certificate of Occupancy. ADEQ-permitted alternative septic system, propane heat, APS electric and WATCO water. No HOA. A great full-time home or White Mountains getaway.

8581 Jackrabbit Drive, Show Low

$209,888

2 Beds ⋅ 2 Baths ⋅ 7092369 MLS

BRAND NEW, BEAUTIFULLY UPGRADED & OFFERED FURNISHED! Discover effortless mountain living in White Mountain Lakes! Situated on a partially fenced 0.25-acre corner lot with private lake access, this stunning new Cavco home offers the perfect combination of modern finishes, thoughtful design, and low-maintenance living. Featuring 2 bedrooms, 2 full bathrooms, and approximately 746 square feet, this home lives larger than expected with soaring 9-foot ceilings, abundant natural light, and luxury vinyl plank flooring throughout. Over $18,500 in factory-selected upgrades elevate the interior, including gorgeous Dove Grey shaker cabinetry, 42-inch upper cabinets, solid-surface countertops and backsplashes, a stainless farmhouse sink, and a premium stainless steel appliance package. The inviting open-concept living area flows seamlessly into the kitchen and breakfast area, creating a bright, welcoming space for everyday living and entertaining. The primary suite features a walk-in closet and beautifully appointed bathroom with a glass-enclosed shower, while the second bedroom and full guest bathroom provide additional comfort and flexibility. Designed with mountain living in mind, the home includes upgraded insulation, dual-pane Low-E windows, architectural shingles, a 40-lb roof snow load, a Wi-Fi-enabled mini split, and an engineered permanent foundation with completed inspections. Additional highlights include a state-approved alternative septic system, RV parking, Starlink prewiring, and a spacious fenced corner lot. Enjoy access to White Mountain Lakes for boating and fishing, all just minutes from Show Low's shopping, dining, and outdoor recreation. Offered furnished with an included washer and dryer, this exceptional property is ready to enjoy as a full-time residence, seasonal escape, or easy lock-and-leave mountain retreat. New construction, impressive upgrades, lake access, and furnishings included--your White Mountains getaway awaits!

8445 Apache Drive, Show Low

$375,000

3 Beds ⋅ 2 Baths ⋅ 7091530 MLS

Adorable clean 2 story home in White Mountain Lake, includes Lake privileges'. 3 bedroom/2 bath with extra office space. Master upstairs with amazing panoramic views. Oversized detached heated garage with additional storage/workshop room and potential greenhouse. Nicely landscaped with drip systems throughout. Raised garden beds. Great deck for entertaining. Quiet peaceful area to relax and enjoy the White Mountains.

8568 Cannon Boulevard, Show Low

$295,000

3 Beds ⋅ 2 Baths ⋅ 7091398 MLS

2582 Mustang Circle Unit A9, Pinetop

$275,000

3 Beds ⋅ 2 Baths ⋅ 7090998 MLS

Your mountain getaway is ready and waiting! This beautifully updated lower-level unit is being sold fully furnished, making it an ideal second home or weekend retreat in the cool pines of Arizona's White Mountains. Just bring your suitcase, settle in, and start enjoying the mountain lifestyle from day one. Inside, you'll find an inviting, comfortable interior with attractive laminate flooring throughout the main living areas, tile in the bathrooms, and plush carpet in the bedrooms. The refreshed kitchen features a newer refrigerator and stove, while the primary bathroom has been nicely updated with a new countertop and sink. Designed for easy, low-maintenance mountain living, this is the kind of place you can escape to whenever the mountains are calling--without the hassle of furnishing and setting up a second home. Spend your days exploring the outdoors, dining in Pinetop, or simply relaxing among the tall pines and enjoying the cooler temperatures. Fully furnished, updated, and ready to enjoy--your White Mountains escape couldn't be easier!

4575 Resort Loop Unit 6, Pinetop

$139,750

3 Beds ⋅ 2 Baths ⋅ 7089951 MLS

This single family home offers 3 bedrooms and 2 bathrooms with approximately 1024 square feet of living space on a 0.20 acre lot. This is a cash or cash equivalent purchase only with no inspection or financing contingencies. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller makes no representations or warranties, express or implied, regarding the condition of this property. Buyers are encouraged to conduct their own due diligence prior to submitting an offer.

1120 S 10th Drive, Show Low

$335,000

3 Beds ⋅ 2 Baths ⋅ 7089569 MLS

MOUNTAIN LIVING MADE EASY IN THE HEART OF PINETOP! Nestled beneath the towering Ponderosa pines in Pinetop Country Club, this beautifully maintained, FULLY FURNISHED 3-bed, 2-bath, 1,575 SqFt condo is ready to enjoy from day one. What truly sets this home apart is its RARE AND FLEXIBLE FLOOR PLAN. The spacious Primary Suite features its own exterior entrance and can be completely closed off from the 2-bedroom/1-bath side, with doors already keyed for independent access. It's an ideal setup for hosting family and friends, creating a private guest retreat, or simply enjoying extra privacy when needed. With beautiful, upgraded furnishings included; all that's left to do is unpack and start enjoying the PINETOP LIFESTYLE! Inside, the inviting Great Room delivers the cozy mountain atmosphere everyone comes to the White Mountains for, with soaring vaulted ceilings, exposed beams, abundant natural light, and a stunning full-wall corner stone fireplace. The well-appointed kitchen features newer appliances, while a dedicated WINE BAR WITH WINE FRIDGE creates the perfect spot for entertaining, pouring a glass of wine, and settling in after a day in the mountains. Step outside onto the spacious back deck and you'll quickly understand what mountain living is all about. Surrounded by towering Ponderosa pines with peaceful views of the common area, it's made for slow mornings with coffee, afternoon reading, outdoor dining, evening cocktails, and cool summer nights beneath the trees. The GRILL, outdoor storage cabinet, and storage chest are all included, making the outdoor space just as ready to enjoy as the inside. PRIDE OF OWNERSHIP SHINES throughout, and EVERYTHING YOU SEE STAYS! Beautiful upgraded furnishings, thoughtful touches, and an exceptionally versatile floor plan make this an easy, truly TURN-KEY opportunity with no need to spend your first weekend furnishing or setting up your mountain getaway. Whether you're searching for a weekend escape, seasonal retreat, or full-time mountain home, this one is ready when you are. JUST BRING YOUR TOOTHBRUSH, unpack your bags, and start making memories in the pines! HOA Covers: Exterior maintenance of the unit, roof repair/replacement, common areas, and water/sewer/trash. *** Buyer to verify all HOA coverages, and responsibilities, as they are subject to change. *** Discover the White Mountains of Arizona--where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains--Arizona's best-kept secret. Come explore and embrace the MAGIC!

2594 Mustang Circle Unit A10, Pinetop

$365,000

2 Beds ⋅ 2 Baths ⋅ 7088033 MLS

You found it! If you've been searching for the perfect home in the woods, this is the one. Welcome to Whispering Pines, your escape to the cool pines and mountain lifestyle. Whether you're looking for a vacation home, short-term rental opportunity, weekend getaway, or a place for the family to make memories, this property checks the boxes. Enjoy a spacious yard with plenty of room to relax and entertain, plus a fenced dog run and storage shed perfect for bringing your four-legged family members along for the adventure. The location is hard to beat. You'll have that peaceful cabin-in-the-woods feeling while still being close to everything the area has to offer. Spend your days exploring, relaxing outdoors, or simply enjoying the fresh mountain air, then come home to your own place in the pines. The cabin. The yard. The location. The mountain lifestyle. It's all here. Properties like this don't come around often!

3346 Whispering Pine Drive, Overgaard

2800 S White Mountain Road Unit 21, Show Low

$40,000

2 Beds ⋅ 2 Baths ⋅ 7087885 MLS

Retro mountain living at a great price. This 1972 Marlette single wide has 2 bed, 2 bath, a split floorplan, and loads of original character: wood beams, a built-in glass-front hutch, and a pink retro kitchen with gas range. Double pane windows, gas forced air heat, covered front deck, and a detached shed. Set in the trees on a leased lot in Timberline MHP: lot lease $669/mo, water $13.97, sewer $19.73, trash $31.16. Buyer must qualify with the park first; background check $22.95 per person over 18. Needs TLC. Ready for your updates, so bring your paint brushes and your vision. Washer, dryer, and refrigerator convey. Ring security camera does not convey. Buyer to verify all details.

2800 S White Mountain Road Unit 21, Show Low

$395,000

3 Beds ⋅ 3 Baths ⋅ 7086741 MLS ⋅ 1,536 SqFt.

Completely remodeled in 2023 with a NEW metal roof, HVAC system with central heating and cooling, appliances, and garage door! This 3-bedroom, 3-bath split-level home offers modern updates, no HOA, a large backyard, and an incredible Lakeside location close to trails, fishing, restaurants, and entertainment. Inside, you'll find gorgeous LVP flooring, quartz countertops, stainless steel appliances, beautifully tiled showers, and a stunning kitchen with a window over the sink overlooking the backyard. Upstairs, oversized picture windows fill the living room with natural light and give you the perfect place to watch the snow fall, leaves change, and summer monsoons roll through. A cute covered back deck leads to the spacious backyard with plenty of potential for entertaining, kids, pets, or your own outdoor retreat. Complete with a garage and conveniently located near so much of what the White Mountains have to offer, this home would make a fantastic primary residence, mountain getaway, or potential short-term rental. Priced to sell!

1419 W Navajo Lane, Lakeside

$144,900

2 Beds ⋅ 1 Baths ⋅ 7086208 MLS ⋅ 790 SqFt.

Remodeled mobile home on 5 beautiful acres in peaceful Woodruff, Az. Enjoy the tranquility of country living with lots of sunshine and starry nights. This property has easy access with a shared well, APS power and a septic.

6472 River Road, Woodruff

$299,500

2 Beds ⋅ 2 Baths ⋅ 7086156 MLS ⋅ 1,200 SqFt.

Enjoy this huge garage for all your toys and a neat, small house on .48 acres just off Hwy 277 in Heber. Water, septic, and electricity and plenty of privacy are included. Come see your vacation home in the beautiful White Mountains or your new year-round residence for a great price.

4686 State Route 277 --, Heber

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