Pinetop Homes under $400,000

Welcome to Pinetop, Arizona – a hidden gem nestled in the heart of Navajo County. Known for its breathtaking landscapes and serene mountain vibes, Pinetop is a perfect escape for those seeking a blend of outdoor adventure and tranquil living. Surrounded by the majestic White Mountains, this charming town offers a wealth of recreational activities, from hiking and biking to fishing and skiing, making it an ideal destination for nature enthusiasts and families alike.

Pinetop boasts a warm, welcoming community and a rich local culture, with quaint shops, delicious dining options, and year-round events that foster a strong sense of belonging. Whether you're enjoying a summer festival or a cozy winter evening by the fire, Pinetop offers a lifestyle that embraces both relaxation and excitement.

For those looking to make Pinetop their home, the real estate market offers fantastic opportunities with homes available under $400,000. You can find a diverse range of properties, from charming cabins tucked away in the pines to spacious family homes with modern amenities. These affordable options allow you to enjoy the beauty of mountain living without breaking the bank.

Imagine waking up to crisp mountain air, sipping your morning coffee on a sunlit deck, and exploring the stunning natural beauty right at your doorstep. Pinetop is not just a place to live; it’s a lifestyle that invites you to create lasting memories in a picturesque setting. Come discover the magic of Pinetop – your dream home awaits!

Newest Pinetop Homes under $400,000

$295,000

3 Beds ⋅ 2 Baths ⋅ 7091398 MLS ⋅ 1,565 SqFt.

2582 Mustang Circle Unit A9, Pinetop

$275,000

3 Beds ⋅ 2 Baths ⋅ 7090998 MLS ⋅ 1,220 SqFt.

Your mountain getaway is ready and waiting! This beautifully updated lower-level unit is being sold fully furnished, making it an ideal second home or weekend retreat in the cool pines of Arizona's White Mountains. Just bring your suitcase, settle in, and start enjoying the mountain lifestyle from day one. Inside, you'll find an inviting, comfortable interior with attractive laminate flooring throughout the main living areas, tile in the bathrooms, and plush carpet in the bedrooms. The refreshed kitchen features a newer refrigerator and stove, while the primary bathroom has been nicely updated with a new countertop and sink. Designed for easy, low-maintenance mountain living, this is the kind of place you can escape to whenever the mountains are calling--without the hassle of furnishing and setting up a second home. Spend your days exploring the outdoors, dining in Pinetop, or simply relaxing among the tall pines and enjoying the cooler temperatures. Fully furnished, updated, and ready to enjoy--your White Mountains escape couldn't be easier!

4575 Resort Loop Unit 6, Pinetop

$335,000

3 Beds ⋅ 2 Baths ⋅ 7089569 MLS ⋅ 1,575 SqFt.

MOUNTAIN LIVING MADE EASY IN THE HEART OF PINETOP! Nestled beneath the towering Ponderosa pines in Pinetop Country Club, this beautifully maintained, FULLY FURNISHED 3-bed, 2-bath, 1,575 SqFt condo is ready to enjoy from day one. What truly sets this home apart is its RARE AND FLEXIBLE FLOOR PLAN. The spacious Primary Suite features its own exterior entrance and can be completely closed off from the 2-bedroom/1-bath side, with doors already keyed for independent access. It's an ideal setup for hosting family and friends, creating a private guest retreat, or simply enjoying extra privacy when needed. With beautiful, upgraded furnishings included; all that's left to do is unpack and start enjoying the PINETOP LIFESTYLE! Inside, the inviting Great Room delivers the cozy mountain atmosphere everyone comes to the White Mountains for, with soaring vaulted ceilings, exposed beams, abundant natural light, and a stunning full-wall corner stone fireplace. The well-appointed kitchen features newer appliances, while a dedicated WINE BAR WITH WINE FRIDGE creates the perfect spot for entertaining, pouring a glass of wine, and settling in after a day in the mountains. Step outside onto the spacious back deck and you'll quickly understand what mountain living is all about. Surrounded by towering Ponderosa pines with peaceful views of the common area, it's made for slow mornings with coffee, afternoon reading, outdoor dining, evening cocktails, and cool summer nights beneath the trees. The GRILL, outdoor storage cabinet, and storage chest are all included, making the outdoor space just as ready to enjoy as the inside. PRIDE OF OWNERSHIP SHINES throughout, and EVERYTHING YOU SEE STAYS! Beautiful upgraded furnishings, thoughtful touches, and an exceptionally versatile floor plan make this an easy, truly TURN-KEY opportunity with no need to spend your first weekend furnishing or setting up your mountain getaway. Whether you're searching for a weekend escape, seasonal retreat, or full-time mountain home, this one is ready when you are. JUST BRING YOUR TOOTHBRUSH, unpack your bags, and start making memories in the pines! HOA Covers: Exterior maintenance of the unit, roof repair/replacement, common areas, and water/sewer/trash. *** Buyer to verify all HOA coverages, and responsibilities, as they are subject to change. *** Discover the White Mountains of Arizona--where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains--Arizona's best-kept secret. Come explore and embrace the MAGIC!

2594 Mustang Circle Unit A10, Pinetop

$299,000

3 Beds ⋅ 3 Baths ⋅ 7077047 MLS ⋅ 1,379 SqFt.

Mountain living feels effortless in this beautifully remodeled, fully furnished retreat tucked among the tall pines. Set as an end unit with added privacy, this spacious 3-bed, 2.5-bath home offers a warm, welcoming place to escape, unwind, and enjoy everything the White Mountains have to offer. Whether you're gathering with family, enjoying quiet mornings on the private back patio, or simply settling in after a day outdoors, the thoughtful updates, comfortable living spaces, and exceptional storage make this home easy to enjoy. Inside, beautiful LVP flooring flows throughout the home, complemented by quartz countertops, refreshed bathrooms, and a comfortable primary suite with a walk-in shower. All 3 bedrooms are conveniently located upstairs along with the laundry room. A newer refrigerator and nearly all furnishings are included, making this an easy move-in-ready home or mountain getaway with only a few personal items excluded. One of the home's standout additions is the ETS heating system, offering an economical and efficient way to stay warm and comfortable during the cooler mountain months. When you're craving that classic mountain atmosphere, light a fire in the wood-burning fireplace and enjoy a cozy evening at home. Step outside to your private back patio, where the retractable awning creates a wonderful spot for morning coffee, afternoon barbecues, or simply relaxing in the fresh mountain air. The oversized storage area is another rare bonus, with plenty of room for kayaks, fishing gear, golf clubs, skis, seasonal furniture, gardening supplies, and all the toys that come with mountain living. Then there's the White Mountain lifestyle. Enjoy cool summer days, crisp fall mornings, snowy winter getaways, and endless opportunities to get outside. Spend your time hiking, fishing or kayaking on nearby lakes, golfing beneath the pines, skiing at Sunrise, or exploring local shops and restaurants. The community borders the National Forest and offers its own private access gate, allowing residents to walk directly into the forest whenever adventure, or simply a peaceful walk among the pines, is calling. Restaurants and shopping are also within walking distance, giving you a wonderful combination of nature and convenience. Closer to home, enjoy the community clubhouse, swimming pool, indoor and outdoor hot tubs, fitness room, and ping pong. Whether you're searching for a full-time home, weekend escape, or seasonal retreat, this is a place to unpack your bags, breathe in the mountain air, and start enjoying the White Mountains from the moment you arrive. *********************************** Discover the White Mountains of Arizona--where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains--Arizona's best-kept secret. Come explore and embrace the MAGIC!

1460 S Adair Drive Unit 17, Pinetop

$240,000

3 Beds ⋅ 2 Baths ⋅ 7068363 MLS ⋅ 1,025 SqFt.

This 3-bedroom, 2-bath manufactured home offers approximately 1,024 square feet of living space on a wooded lot in Pinetop. Built in 1996, the property features mature trees, multiple storage buildings, ample parking, and low-maintenance outdoor space. Inside, you'll find a functional floor plan with comfortable living areas, making it a great option for a full-time residence, seasonal home, or investment property. Conveniently located just minutes from shopping, restaurants, golf courses, hiking trails, fishing lakes, and Sunrise Park Resort, you'll have easy access to the many outdoor activities the White Mountains are known for. If you're looking for an affordable home in Pinetop with a convenient location and room to make it your own, this property is ready for its next owner.

4079 Mark Twain Drive, Pinetop

$315,000

3 Beds ⋅ 2 Baths ⋅ 7064862 MLS ⋅ 1,575 SqFt.

Welcome to Pinetop Lakes Sports Village Unit 4, where mountain living meets comfort and convenience. This desirable END-UNIT condo is ideal as a full-time residence, vacation home, or weekend getaway. Inside, you'll find a spacious kitchen with generous counter space, plus a laundry room with additional pantry storage. The split floor plan offers privacy, with the primary suite featuring dual sinks and a large walk-in closet, while the secondary bedrooms provide plenty of room for family and guests. Step onto the private balcony to enjoy the peaceful setting surrounded by towering pine trees and local wildlife. If you're looking for a cozy mountain retreat with the perfect blend of comfort and nature, this is one you won't want to miss.

4294 Eagle Circle Unit 22A, Pinetop

$259,000

3 Beds ⋅ 2 Baths ⋅ 7064328 MLS ⋅ 1,220 SqFt.

Outstanding lower-level Sports Village condo offered fully furnished and move-in ready! This well-maintained 3-bedroom, 2-bath home offers 1,220 square feet of comfortable mountain living. Enjoy the convenience of natural gas already connected to the unit--a desirable feature in the White Mountains. Surrounded by mature trees and lush vegetation, the setting provides a peaceful, private retreat where you can relax and enjoy the beauty of nature. Whether you're looking for a full-time residence, vacation getaway, or investment property, this charming condo is ready to enjoy from day one.

4455 Resort Loop Unit 24, Pinetop

$339,500

3 Beds ⋅ 1 Baths ⋅ 7061122 MLS ⋅ 1,216 SqFt.

Escape to the pines with this ''priced to sell'' charming A-frame cabin offering the perfect blend of mountain character and everyday comfort. Nestled on a fully fenced lot surrounded by mature ponderosa pines, this property features a covered front porch, wood shed, storage shed, and plenty of room to park an RV. With no HOA, it's an excellent opportunity for a primary residence, vacation getaway, investment property, or short-term rental. Inside, you'll find a warm and inviting living room centered around a cozy wood-burning stove. The spacious kitchen features solid maple cabinetry, granite countertops, abundant storage, and a convenient eat-in dining area. Durable flooring and window blinds throughout provide low-maintenance living. The thoughtfully designed floor plan includes a main level primary bedroom, while two generously sized guest bedrooms are located upstairs, offering privacy for family and visitors alike. Whether you're looking for your first home, a second home, or an investment opportunity, this inviting cabin delivers comfort, character, and the peaceful lifestyle of the White Mountains. As an added bonus, the seller is including a Buyer Bonus Home Warranty through Fidelity National Home Warranty, offering added peace of mind for the new owner.

1709 E Gobbler Peak Lane, Pinetop

$249,000

3 Beds ⋅ 2 Baths ⋅ 7052809 MLS ⋅ 1,220 SqFt.

Escape to the cool pines in this beautifully maintained, furnished upper-level condo in desirable Sports Village 1 & 2! This 3-bedroom, 2-bath mountain retreat offers 1,220 square feet of comfortable living space with soaring vaulted tongue-and-groove ceilings, exposed beams, and a stunning floor-to-ceiling brick fireplace that creates the perfect mountain ambiance. The open-concept great room flows seamlessly into the kitchen and dining area, making it ideal for entertaining family and friends. The kitchen features abundant cabinetry, generous counter space, breakfast bar seating, and overlooks the living area so everyone stays connected. Step outside to the spacious covered deck surrounded by towering ponderosa pines and enjoy the peaceful sights and sounds of the White Mountains. Whether it's morning coffee, afternoon reading, or evening relaxation, this inviting outdoor space extends your living area into nature. The spacious primary suite includes private deck access and an ensuite bath, while two additional bedrooms provide comfortable accommodations for family and guests. An in-unit washer and dryer add everyday convenience. Being sold fully furnished, this condo is truly move-in ready and perfect as a full-time residence, vacation getaway, or income-producing investment. Short-term rentals are permitted, offering excellent flexibility for owners. Conveniently located near golf, hiking, fishing, skiing, restaurants, shopping, and all the recreational opportunities Pinetop-Lakeside has to offer, this mountain retreat combines comfort, location, and lifestyle in one exceptional package.

2860 Park Circle Unit 39A, Pinetop

$375,000

3 Beds ⋅ 2 Baths ⋅ 7036510 MLS ⋅ 1,564 SqFt.

Tucked into the tall pines in the heart of Pinetop, this site built cabin style home offers the kind of easy mountain living that's hard to find at this price point, and it's ready for the buyer who wants to make it their own. Three bedrooms and two bathrooms are joined by vaulted ceilings and an extended Great Room, giving the space great bones and an open, airy feel, while the wood burning fireplace keeps things cozy when temperatures drop. Slate flooring and rustic plank floors in the Great Room add warmth and character to build your updates around. The true showstopper is the huge garage, a must see space with abundant storage and a loft above that adds flexible bonus room for guests, a home office, or a bunk room. Concrete patios and a concrete driveway keep maintenance low, and dual water heaters add everyday convenience. A corner lot sets this .30 acre property apart, shaded by towering Ponderosa pines and offering room to breathe with minimal upkeep. ETS heat keeps things energy efficient, and a thermostatically controlled heater in the crawlspace guards against cold pipes come winter. This home has been well loved for 20 years and is ready for its next chapter. It's a true blank slate, perfect for the buyer ready to bring their vision and color choices to a home with real potential in one of Pinetop's most desirable pockets.

2843 S Cougar Lane, Pinetop

$339,500

2 Beds ⋅ 2 Baths ⋅ 7025267 MLS ⋅ 1,111 SqFt.

Offered Furnished in Pine Lake Meadows! A rare blend of seclusion and convenience--just 5 minutes from Pinetop Restaurants! Residents enjoy a private clubhouse, lake, open space, scenic trails, and towering pines. This home features a privately fenced rear covered patio & yard plus a 1 car garage. Additionally, this home backs to a large estate for added privacy. A gated east-facing patio leading to the main entrance is perfect for morning coffee. The main level includes the primary suite w/en-suite bath, guest BR, guest bath, kitchen, dining, and living RM w/pellet stove. Soaring vaulted ceilings lead to a loft--ideal as a second family/game room or third bedroom/office. The primary suite features serene pine views and private patio access. HOA permits rentals with a 14-day minimum.

3170 E Rainbow Lane, Pinetop

$259,900

3 Beds ⋅ 2 Baths ⋅ 7013453 MLS ⋅ 1,220 SqFt.

2868 Park Circle #38, Pinetop, AZ 85935-- Beneath the towering pines in Pinetop's beloved Sports Village community, this inviting mountain retreat offers the peaceful escape you've been searching for. Whether you're looking for a summer getaway, a cozy winter retreat, or a place to enjoy mountain living year-round, this home is ready to welcome you. Inside, the space is warm, welcoming, and thoughtfully designed for comfort and connection. The open living area becomes the heart of the home--where mornings begin with sunlight filtering through the trees and evenings wind down beside a crackling fire. There's room for everyone to spread out, yet it still feels intimate enough for quiet mornings with coffee and a good book. The kitchen is fully equipped and ready for everything from casual breakfasts before a day on the trails to full holiday meals shared with friends and family. Its layout keeps everyone connected, so the cook is always part of the conversation. This lower level home features three comfortable bedrooms and two well-appointed bathrooms, the home easily accommodates family, guests, or extended stays. Each space is designed to feel restful--soft lighting, cozy textures, and that unmistakable mountain calm that makes sleep come easier here. Step outside and you'll understand why people fall in love with this area. Crisp air, towering pines, and peaceful surroundings create a setting that feels worlds away, yet you're just minutes from golf, hiking, fishing, and all the recreation the White Mountains are known for. Summer days feel cooler, evenings feel quieter, and time somehow slows down in the best possible way. The community itself adds to the experience--well-maintained, easy to navigate, and ideal for a lock-and-leave lifestyle when you're not in residence. Whether you're here full-time or part-time, life feels simple and low-maintenance. This is more than a mountain condo--it's a place to reset, reconnect, and create traditions. A place where weekends turn into memories, and every season brings a reason to come back. If you've been waiting for a mountain getaway that feels effortless the moment you arrive, this is the one.

2868 Park Circle Unit 38, Pinetop

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.