Payson Homes with Waterfront

Payson Homes with Waterfront

Welcome to Payson, Arizona, a hidden gem nestled in the heart of Gila County, where the beauty of nature meets the comfort of community living. Known for its stunning landscapes, Payson is surrounded by the majestic Mogollon Rim and the vast Tonto National Forest, making it a paradise for outdoor enthusiasts. With a mild climate and an abundance of recreational opportunities, this charming town is perfect for those seeking a serene lifestyle away from the hustle and bustle of city life.

One of the standout features of Payson is its enchanting waterfront properties. Imagine waking up to the soothing sounds of water lapping against the shore, the sun glistening on the surface, and the picturesque views that change with the seasons. Homes with waterfront access in Payson offer a unique blend of tranquility and adventure, providing the perfect backdrop for family gatherings, peaceful retreats, or vibrant social events. Whether you prefer fishing, kayaking, or simply enjoying a sunset from your patio, these properties allow you to immerse yourself in the natural beauty that surrounds you.

Payson’s charming downtown area is just a stone’s throw away, offering delightful shops, cozy cafes, and local eateries that showcase the warmth of small-town hospitality. With a strong sense of community, friendly neighbors, and a plethora of annual events, you’ll find that living in Payson is more than just having a home; it’s about embracing a lifestyle filled with joy, connection, and endless exploration. Discover your dream waterfront home in Payson and experience the ultimate blend of nature and community today!

Newest Payson Homes with Waterfront

Build your dream home on this exceptional 0.94-acre waterfront homesite in the gated community of Chaparral Pines. Surrounded by million-dollar custom estates, the lot offers a rare mix of privacy, scenery, and design flexibility. Overlooking a quiet lake and accented by natural boulder outcroppings, it enjoys sweeping views of the Mogollon Rim, Diamond Point, and the Granite Dells. With ideal North/South exposure and on-property utilities--including city water, public sewer, electric, gas, cable, and phone--future development is straightforward. Located within a premier golf course subdivision.

618 N Redbud Circle Unit 877, Payson

4 Beds ⋅ 2 Baths ⋅ 7050219 MLS ⋅ 1,711 SqFt.

ON THE CREEK is more than a phrase--it's a lifestyle, and this remarkable property brings that dream to life. Full of charm and character, this cabin sits directly on Tonto Creek, where the soothing sound of flowing water becomes part of your everyday experience. Enjoy your morning coffee at a creek side table, unwind with an evening beverage on the back deck, or simply relax while taking in the peaceful beauty that surrounds you. The setting feels like something out of a movie, yet it is absolutely real--and it can be yours. Inside, the spacious great room creates the perfect gathering place for family and friends, offering warmth, comfort, and an unforgettable creek side ambiance. The bedrooms in the finished basement provide a restful retreat, where you can drift off to sleep with the gentle sounds of the creek just steps away. The location offers endless opportunities for outdoor adventure and recreation. Explore hiking trails along the creek, visit the top of the Mogollon Rim just 15 minutes away, enjoy nearby lakes for kayaking and fishing, or spend the day at the local fish hatchery. Surrounded by the beauty of the Tonto National Forest, you'll have countless opportunities to experience nature at its finest. Owning property on a creek is a dream for many, and opportunities like this are rare. The combination of flowing water, towering forest, and unmatched tranquility creates an atmosphere that is difficult to describe--you truly have to experience it for yourself. Once you do, you'll understand why this property is so special. This property has been an AirB&B for many years and has been a very successful cash flow property. There is an option for someone to continue this successful business. Don't miss your chance to make this extraordinary creek side retreat your own. It awaits you today--this one is not expected to last long.

350 S Buenagua Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7044860 MLS ⋅ 1,720 SqFt.

Come see your perfect mountain getaway! Located in the golf club of chaparral pines this 3 bed 2 bath home has one of the most serene settings in the area. Two different patios enhance your outdoor living with a water feature out the back and a covered area to enjoy the summer rains. The list of updates truly allows you to move in and enjoy. New interior paint updated bathrooms, landscaping, kitchen and primary bedroom makes this home a must see!!

406 N Pine Island Drive, Payson

4 Beds ⋅ 5 Baths ⋅ 7032150 MLS ⋅ 3,610 SqFt.

Gorgeous single-level home situated on a private .91-acre cul-de-sac homesite overlooking a scenic pond, located within the gates of Chaparral Pines private golf country club. Exceptional oversized garage/RV garage with 50 amp SVC and room for up to 7 vehicles. Beautiful engineered hardwood flooring in the main living areas, with a warm and inviting family room featuring beautiful beam accents and a cozy gas fireplace. Chef's kitchen includes premium Wolf appliances, built-in Sub-Zero refrigerator, wall oven, gas cooktop, massive island, quartz and granite countertops, and stunning double-stacked cabinetry. Thoughtfully designed split floor plan with all secondary bedrooms offering their own private bathrooms, separate from the luxurious primary suite. Enjoy incredible outdoor living with expansive covered patio spaces, jacuzzi, tongue-and-groove porch ceilings, and peaceful views of the towering ponderosa pines. Extensive stonework and rustic beam accents create outstanding curb appeal and complete the mountain-modern exterior beautifully.

602 N Redbud Circle, Payson

4 Beds ⋅ 5 Baths ⋅ 7031983 MLS ⋅ 3,572 SqFt.

SELLER JUST ADDED A CREDIT AT CLOSING TO THE BUYER -A FULL GOLF MEMBERSHIP INITIATION FEE OR A 2/1 BUY DOWN RATE FOR OUR NON-GOLF BUYERS FOR ANY CONTRACT THAT CLOSES ON OR BEFORE 9-15-26. Experience refined mountain living in this exceptional custom home by WTM Construction, completed in 2022. This stunning single-level residence begins with a striking custom front door and offers 4 bedrooms, all with custom designed ensuite bathrooms, 3,572 square feet of thoughtfully designed living space, including a spacious office perfectly positioned to capture serene views of the surrounding Ponderosa Pines. Expansive windows throughout the home flood the interior with natural light while seamlessly connecting the indoors with the beauty outside including the surrounding irrigation lake. Rich solid wood flooring, custom alder wood doors, and designer finishes create a warm yet sophisticated atmosphere throughout. The kitchen is a true showpiece, featuring a custom-designed oversized 10-foot seamless quartzite island with prep sink with garbage disposal, Wolf and Sub-Zero appliances, warming drawer, and beautifully upgraded custom cabinetry extending into the laundry room, wet bar, and luxurious primary bath. Entertaining is effortless with the wet bar complete with two under-counter Sub-Zero wine refrigerators and a commercial-grade Sub-Zero ice maker. The primary suite offers a spa-like retreat with heated bathroom floors, skylight, Kohler designer sinks, upgraded shower doors, and Brizo plumbing fixtures. Additional highlights include a one-of-a-kind custom dining table light fixture, high-end lighting throughout, Ecobee thermostats, entire house is wired with cat8 cables to all TV's and WIFI connections, Three Wi-Fi Wayport locations for added connectivity, Built in Sonos speakers with four separate zones - including outdoor patio, multiple windows with automatic blinds, Remo Halo UV air purification system, fresh air ERV unit, custom barn doors & metal roof accents. Outdoor living is equally impressive with a built-in BBQ featuring a grill and smoker combo, outdoor Sub-Zero refrigerator, storage, and integrated trash area -- all designed to enjoy the peaceful mountain setting year-round. An amazing, rare opportunity to own of these special homes in Chaparral Pines Community.

1802 E Senna Point, Payson

4 Beds ⋅ 5 Baths ⋅ 7019004 MLS ⋅ 3,609 SqFt.

Mountains, water and boulders, OH MY! Set on a coveted near one-acre waterfront homesite in the gated community of Chaparral Pines, this exceptional property showcases striking boulder outcroppings and truly panoramic scenery. Take in sweeping views of the Mogollon Rim to the north, Diamond Point to the east, and the iconic Granite Dells to the south--all while overlooking the tranquil water below. Tucked away on a quiet cul-de-sac and gently sloped, the lot offers both privacy and endless design potential, making it a rare opportunity for those seeking a one-of-a-kind setting. This 4-bed, 4.5-bath home features 10-foot ceilings, granite countertops, and a rare 3-car garage. This remarkable property is now an incredible opportunity to own a stunning home in a truly unforgettable.. Mountains, water and boulders, OH MY! Set on a coveted near one-acre waterfront homesite in the gated community of Chaparral Pines, this exceptional property showcases striking boulder outcroppings and truly panoramic scenery. Take in sweeping views of the Mogollon Rim to the north, Diamond Point to the east, and the iconic Granite Dells to the south--all while overlooking the tranquil water below. Tucked away on a quiet cul-de-sac and gently sloped, the lot offers both privacy and endless design potential, making it a rare opportunity for those seeking a one-of-a-kind setting. This 4-bed, 4.5-bath home features 10-foot ceilings, granite countertops, and a rare 3-car garage. This remarkable property is now an incredible opportunity to own a stunning home in a truly unforgettable setting where architecture and nature come together in perfect harmony. Plans pending approval by the ARC. Minimum trailhead membership required to be purchased with the property.

1703 E Redbud Court, Payson

4 Beds ⋅ 4 Baths ⋅ 7004298 MLS ⋅ 3,681 SqFt.

Welcome to this mountain retreat located in the highly sought-after Chaparral Pines Golf Community. Designed for both relaxation and entertaining, this spacious 4-bedroom, 4-bath home offers multiple gathering areas perfect for hosting friends and family. Upon entering, you'll immediately notice the impressive interior wood beams accenting the vaulted ceilings, creating warmth and character throughout the main living space. Expansive windows fill the home with natural light, while plantation shutters throughout provide privacy and a cozy ambiance when desired. The main level features an open kitchen and living area that flows seamlessly onto an oversized deck complete with a built-in grill -- ideal for outdoor dining and enjoying the mountain setting, featuring views of the golf course and multiple water features. Downstairs, a second large living area provides additional space for entertaining, featuring its own bar area along with two additional bedrooms, including a secondary master suite. Step outside to a walkout patio where tranquil water features create a peaceful outdoor escape. This home offers a wonderful opportunity to add your personal style and modern touches while enjoying its great layout and location. A combination of comfort, space, and mountain charm -- perfect as a full-time residence or getaway retreat. Easy to Show.

2607 E Pine Island Lane, Payson

4 Beds ⋅ 3 Baths ⋅ 6988439 MLS ⋅ 2,701 SqFt.

Exceptionally rare opportunity to own over 400 feet of year-round East Verde River frontage on a 3.42-acre private parcel featuring tranquil ponds and 100-year-old apple trees. This stunning custom home is perched approximately 300 feet above the river, offering breathtaking Mogollon Rim views while still allowing you to hear the soothing stream from the home with windows open. The home features 4 bedrooms, a theater room, living room, and great room, highlighted by exquisite granite countertops, a wood-burning stone fireplace, and laminate wood flooring throughout. The primary suite offers its own private deck with breathtaking Rim views, while the primary bath includes a jetted tub, walk-in shower, and spacious walk-in closet. An additional deck off the great room provides the perfect space to relax and enjoy the serene surroundings. The entire exterior of the house was repainted in February 2026. The lower portion of the property fronts the East Verde River and includes a barn, offering serene water views and seasonal fishing opportunities. Ideal for horses, riding quads directly from your doorstep, or simply enjoying the natural beauty. Towering Ponderosa pines surround this magical, private setting. Conveniently located just 25 minutes from Payson for shopping and dining, and 45 minutes to the lake for boating and fishing. The lower portion of the lot lies partially within a flood plain. County assessor lists the home at 2,445 sq. ft.; previous owners were informed by a builder that the home measures approximately 2,701 sq. ft. Buyer and Buyer's Agent to verify all facts and figures deemed important. Information deemed reliable but not guaranteed. Make memories here as this one-of-a-kind riverfront retreat won't last. *Some exterior photos were taken in prior seasons/years to illustrate the property's seasonal landscaping and foliage.

415 E Rim Estates Trail, Payson

6 Beds ⋅ 4 Baths ⋅ 6965924 MLS ⋅ 4,378 SqFt.

OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.

4678 N Bear Flat Road, Payson

Prime lot in the private-gated community of Hunter Creek Ranch. This 0.39-acre homesite offers a stunning setting on a tranquil pond, backed by expansive National Forest land—an ideal location to build your dream cabin. The lot is equipped with underground utilities, paved roads, water supply, and a private sewer system. Hunter Creek Ranch is unmatched in beauty and privacy, with winding paved roads, towering pines, and well-spaced custom homes on spacious, unique lots. Discover this exceptional opportunity to own in one of the most enchanting areas just 20 minutes from the town of Payson.

144 Hunter Creek Drive Unit 144, Payson

4 Beds ⋅ 4 Baths ⋅ 6948001 MLS ⋅ 3,279 SqFt.

Introducing a stunning new construction opportunity in the prestigious Chaparral Pines Golf Community, perfectly positioned on a premium lot overlooking the picturesque par-3 4th hole with its shimmering lake and waterfall views. This proposed single-level residence offers timeless design, cutting-edge construction, and luxury finishes throughout and anticipated to be completed in late spring of 2026. Built with Fox Blocks Insulated Concrete Forms, the home will feature double-insulated, steel-reinforced concrete walls that deliver exceptional strength, efficiency, and peace of mind. This building system is engineered to exceed today's codes while providing superior durability, energy performance, and sound reduction, ensuring the home is as solid as it is beautiful. Finishes can be customized with an accepted offer. The thoughtfully designed floor plan offers over 3,279 square feet of livable space with four bedrooms, each with its own en-suite bath, including a luxurious primary suite with a spa-inspired bathroom and walk-in closet. Enter through a welcoming foyer and formal dining area that opens into a vaulted great room with a fireplace, seamlessly connecting to the expansive covered patio. The gourmet kitchen is the centerpiece of the home, boasting a custom hood, large island, undercounter wine refrigerator, upgraded flooring, and striking tile finishes, along with a generous pantry. Heated bathroom floors and smart-home technology, including a ''vacation mode,'' add comfort and convenience. Outside, a brick paver driveway leads to a three-car garage, while a stone-accented walkway guides you to the recessed entry porch. The home's rear elevation captures sweeping views of the golf course and pond, enhanced by cable railing on the covered deck to preserve the scenery. Combining elegance with practical design, the residence totals over 4,800 square feet under roof including porches and garage. Set within the guard-gated, master-planned Chaparral Pines community, residents enjoy access to the award-winning golf course, clubhouse dining, fitness facilities, pool, and a wide range of recreational amenities, all surrounded by the natural beauty of Arizona's Rim Country.

1004 N Scenic Drive, Payson

Discover the Perfect Location to Build Your Dream Home. Nestled on an elevated lot directly across from Payson Pond, just steps from the serene Green Valley Park and Payson Golf Course. This unique homesite offers nearly half an acre of prime real estate. With ample space to create your custom home and a spacious yard, this is an opportunity you won't want to miss. Imagine designing a wrap-around deck to fully enjoy the breathtaking Payson sunsets and starlit skies. Embrace the exceptional lifestyle and amenities that Rim Country has to offer with this rare opportunity. Don't miss out on the chance to own this spectacular homesite and bring your vision to life! Be sure to check out the drone video footage!

1403 W Rim Drive Unit 32, Payson

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.