Cottonwood Homes under $500,000

Cottonwood Homes under $500,000

Welcome to Cottonwood, Arizona—a hidden gem nestled in the heart of Yavapai County, where the beauty of the Verde Valley meets the charm of small-town living. This vibrant city, known for its rich history and stunning natural landscapes, is a perfect place for those seeking a serene lifestyle without sacrificing access to modern amenities.

Cottonwood boasts a friendly community atmosphere, complemented by a variety of local shops, restaurants, and cultural attractions. Explore the historic Old Town, where you can wander through art galleries, enjoy delicious cuisine, and savor local wines from nearby vineyards. For outdoor enthusiasts, the surrounding red rock formations and the picturesque Verde River offer endless opportunities for hiking, biking, and fishing.

One of the most appealing aspects of Cottonwood is its diverse real estate market, particularly for those looking for homes under $500,000. Whether you’re a first-time homebuyer, a growing family, or looking for a cozy retirement retreat, Cottonwood has something to suit every taste and budget. From charming single-family homes with spacious yards to modern townhouses with stunning views, the options are plentiful and inviting.

With an average home price well below the national average, Cottonwood provides an affordable entry point into the Arizona real estate market. Plus, the city's commitment to preserving its natural beauty and community spirit ensures that you’ll not only find a house but a place you can truly call home. Come discover the warmth and allure of Cottonwood—your dream home awaits!

Newest Cottonwood Homes under $500,000

3387 E Hogan Circle, Cottonwood
$252,900
3 Beds ⋅ 2 Baths ⋅ 7095450 MLS ⋅ 1,176 SqFt.
This is a nicely freshened up move in ready 3bedroom 2 bath manufactured home with split floor plan, cathedral ceilings, laundry room, new interior paint, newer A/C unit, manufactured home leveled in 2025, 2 new toilets installed, larger lot .34 acre, room for RV and RV hookup, storage shed

3387 E Hogan Circle, Cottonwood
325 W State Route 89a Route W Unit 4, Cottonwood
$44,500
2 Beds ⋅ 2 Baths ⋅ 7093955 MLS ⋅ 965 SqFt.
Located i a 55 or older community. Newer wood flooring. RO system and water softener. Some dual pane windows. Close to the hospital and shopping. Dog doors, 3 sheds and microwave. Private bathroom for 2nd bedroom. Updated main bathroom. Az room of about 200 Sq.Ft. could have many uses. Has ramp access to back door with deck. Sheds could have multiple uses. Space rent of approximately $800-$900 monthly would be less than many rentals. Check with park for exact amount.

325 W State Route 89a Route W Unit 4, Cottonwood
588 A Sawmill Cove --, Cottonwood
$259,000
2 Beds ⋅ 1 Baths ⋅ 7093802 MLS ⋅ 951 SqFt.
A great location!! Close to shopping, medical facilities, restaurants, Old Town shops & wineries!! Nice clean, turn-key property. Pride of ownership. is evident. If you are down-sizing, or want an investment, come see. Newer luxury vinyl plank flooring, updated kitchen, stackable washer & dryer. Don't let this one slip by, put it on your list to see!!

588 A Sawmill Cove --, Cottonwood
105 W Fir Street, Cottonwood
$365,750
3 Beds ⋅ 2 Baths ⋅ 7092525 MLS ⋅ 1,380 SqFt.
Charming home in the heart of Cottonwood! This 3-bedroom, 2-bath home offers 1,380 sq. ft. of comfortable living space, plus an additional 360 sq. ft. bonus area with endless possibilities! Whether you envision a workshop, hobby space, extra storage, or converting it back to a garage, the flexibility is yours. Situated on a spacious lot, the property features a fenced yard and a serene water feature, creating a peaceful setting to relax and unwind. An owned solar system is an added bonus, providing exceptionally low to virtually no electricity costs. Conveniently located near shopping, dining, and all that Cottonwood has to offer, this home combines charm, versatility, and energy efficiency!

105 W Fir Street, Cottonwood
59 S 11th Street, Cottonwood
$425,000
4 Beds ⋅ 3 Baths ⋅ 7092372 MLS ⋅ 2,060 SqFt.
Discover modern style, comfort, and versatility in this beautifully renovated Cottonwood home! Thoughtfully updated throughout, this spacious 4-bedroom, 2-bathroom property offers an inviting blend of contemporary finishes and flexible living spaces. The stunning modern kitchen features brand-new cabinetry, beautiful quartz countertops, and stainless steel appliances, creating a stylish and functional space for cooking and entertaining. Both bathrooms have been tastefully updated with modern tile finishes, adding a fresh, sophisticated feel. With four bedrooms, a separate den, and an Arizona room, there's plenty of space to spread out, entertain, or create the perfect home office. The fourth bedroom is conveniently located on the opposite side of the home, offering additional privacy and an ideal layout for multigenerational living, guests, or extended family. Outside, enjoy a fully fenced backyard with room for pets, outdoor gatherings, or your own personal retreat. A covered carport provides convenient parking, while the home's location near schools and public transportation adds everyday convenience. Move-in ready with modern upgrades, a versatile floor plan, and plenty of room to make it your own!

59 S 11th Street, Cottonwood
4682 E Verde View Drive, Cottonwood
$342,000
3 Beds ⋅ 2 Baths ⋅ 7092057 MLS ⋅ 1,249 SqFt.
Welcome to this charming, move-in-ready home in Verde Village Unit 5! Built in 2003, this 1,249 sq. ft. home offers 3 bedrooms, 2 full bathrooms, and a 2-car garage. Situated on a .21-acre lot, there's extra space for RV parking or your outdoor toys. Enjoy a fenced backyard, covered back patio, and fresh gravel landscaping in both the front and back yards. With a new roof in 2023 and a freshly updated interior, this home is ready for its next owner. Come take a look!

4682 E Verde View Drive, Cottonwood
1474 E Crestview Drive, Cottonwood
$470,000
3 Beds ⋅ 2 Baths ⋅ 7092008 MLS ⋅ 1,856 SqFt.
Welcome home to this beautifully maintained 3-bedroom, 2-bath residence offering 1,856 square feet of comfortable living space! From the moment you arrive, you'll appreciate the attractive curb appeal, tile roof, and low-maintenance desert landscaping. Step inside to discover a bright, open floor plan featuring vaulted ceilings, generous living spaces, and an inviting fireplace. The spacious kitchen offers abundant cabinetry, ample counter space, a large breakfast bar, built-in appliances, and a charming dining area surrounded by windows overlooking the backyard. The generously sized primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Enjoy the convenience of an interior laundry room with additional cabinetry! Step outside to your own private backyard oasis featuring a covered patio, lush green turf landscaping, mature trees, and plenty of room to relax or entertain. Recent improvements include all-new irrigation lines in both the front and back yards, along with a recently inspected roof that received a favorable assessment. Complete with a two-car garage and thoughtfully designed indoor and outdoor living spaces, this home offers the perfect combination of comfort, functionality, and Arizona charm. Don't miss the opportunity to make it yours!

1474 E Crestview Drive, Cottonwood
1819 S Shawnee Trail, Cottonwood
$389,000
2 Beds ⋅ 2 Baths ⋅ 7091642 MLS ⋅ 1,200 SqFt.
Welcome to this meticulously maintained, updated home set back from the street for ultimate privacy and peaceful seclusion. Enjoy scenic views, an oversized lot, and a fully fenced backyard. Inside, you'll find a beautifully updated kitchen with modern appliances, ample storage throughout, and efficient mini-splits for year-round heating and cooling comfort. Outdoors, relax or entertain on two covered decks surrounded by lush, well-cared-for grounds. Thoughtful updates include a newer roof and fresh paint. Complete with a garage plus dedicated RV parking with hookups, this property offers a rare combination of private retreat and everyday convenience--all just minutes from local amenities.

1819 S Shawnee Trail, Cottonwood
1797 E Arroyo Seco --, Cottonwood
$339,000
3 Beds ⋅ 2 Baths ⋅ 7091536 MLS ⋅ 1,337 SqFt.
*Well Maintained & Updated 3 Bed, 2 Bath Single Family Home * Entry Hall * Open Kitchen - Under Counter Lighting, Walk In Pantry, Island & Stainless Appliances - Gas Range, Side by Side Refrigerator & New Dishwasher (Oct 26) * Kitchen Sink, Faucet & Disposal All New Jan 26 * Roomy Nook & Great Room w/ Gas Fireplace * 9' Ceilings * Large Primary Bedrm w/ Bath & Walk In Closet * Roomy Secondary Bedrms w/ Mirrored, Step in Closets * Bathroom Sink Faucets Replaced Jan 26 * Neutral Carpeting at Bedrms May 26 * AC Serviced Apr 26 * Top Down/Bottom Up, Levolor Blinds Mar 26 * Air Ducts & Dryer Vent Cleaned Dec 25 * Whole House Water Filtration * Garage Lighting * Corner Lot * Mtn Views * Private, Pavered Back Yard * Community Clubhouse, Pool & Spa, Park Areas w/Ramadas, BBQs & Parking SEE MORE 4 Guest Parking Areas Located Throughout the Community w/ Some On Street Parking As Well * Great Location Convenient to 89A and 260 & Close to Everything * Walking Distance to Mingus Union High School * Less than 1 Mile to Home Depot, Frys Grocery, Walmart & Other Shopping, Restaurants & Gas Stations * 5 Miles to Clarkdale * 9 Miles to Jerome * 15 Miles to Sedona, Montezuma's Castle & Fort Verde State Historic Park * 45 Miles to Prescott * 65 Miles to Flagstaff *

1797 E Arroyo Seco --, Cottonwood
840 W On The Greens Boulevard, Cottonwood
$249,000
2 Beds ⋅ 2 Baths ⋅ 7090822 MLS ⋅ 1,632 SqFt.
Wow! This hidden Gem is a great find! Beautiful 2 bedroom, 2 bath, with an inviting covered deck and a large office sits on a corner premium lot, in this gated, active 55+ community, filled with fun, activities, parties, golf, pickleball just too much to list. Truly a resort lifestyle. This gorgeous home has a brand-new range and oven, microwave, paint, huge covered back deck, and side entry 2 car garage, walking distance from the community center! Don't pass this one by! Huge bonus! Possible owner carry with the righ terms!

840 W On The Greens Boulevard, Cottonwood
1320 E Ridgeview Drive, Cottonwood
$439,550
3 Beds ⋅ 2 Baths ⋅ 7090621 MLS ⋅ 1,556 SqFt.
Beautifully remodeled home in Crestview Subdivision! This 3-bedroom, 2-bath, 1,556 sq. ft. home has been completely refreshed from top to bottom and is truly move-in ready. Updates include fresh interior and exterior paint, new LVP flooring throughout, all-new appliances, kitchen cabinetry, countertops and sink, plus new bathroom vanities and toilets. Tubs and showers have been refinished fo a sparkling, like-new appearance. Outside, enjoy a private backyard with block wall fencing--ready to make your own. With so many updates already completed, this home offers the feel of moving into a new home without the wait. All that's missing is its new owner!

1320 E Ridgeview Drive, Cottonwood
2120 Hidden Hills Drive, Cottonwood
$372,990
3 Beds ⋅ 2 Baths ⋅ 7090525 MLS ⋅ 1,290 SqFt.
Mesquite Hills showcases spacious, ranch floor plans with popular open-concept layouts and designer-selected finishes, these homes combine modern style and everyday functionality. Included features such as Whirlpool® stainless-steel appliances, quartz countertops, white cabinets, and Shaw® wood-look plank flooring add beauty and quality to every home.

2120 Hidden Hills Drive, Cottonwood
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

How much is your home worth?

Get instant property value now!